Secure Your Future with Our Expertise
Licensed in: AZ, FL, ID, MO, OK, TN, TX & UT
Arizona Insurance & Retirement Services
Helping people today, live worry free tomorrow.
What's Your Retirement Plan?
Medicare Annual Enrollment
10/15/24 - 12/7/24
2024/25 MEDICARE AEP RESEARCH TIMELINE FOR AZIRS CLIENTS
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Today is 9/16/2024: We will soon begin reviewing 2025 Medicare Research for group #1. IF we received your forms on or before 9/15/2024, you will be in group #1. If we receive your 2025 Medicare research forms after 9/15/2024, you will be placed in group #2, and we cannot guarantee that your research/enrollment will be completed in a timely manner.​
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10/1/2024 - Research begins in alphabetical order.
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10/5/2024 - Weekly research update emails begin (every Friday)
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12/6/2024 - Weekly Update emails end​.
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12/7/2024 @ 11:59 pm - Medicare AEP ends.
During the Medicare Annual Enrollment 10/15 - 12/7 each year, you can choose a different Medicare Advantage Plan, change your Part D Rx Plan or go back to Original Medicare & apply for a Medicare Supplement.
**If you change from a Medicare Advantage Plan to a Medicare & a Supplement you may have to undergo medical underwriting and you will need to add a Medicare Part D Rx Plan to your Supplement which could increase your costs.
Scan the QR code below to submit your 2025 Medicare Research information.
We Offer Various Services
*Specializing in Risk Mitigation
HEALTH, MEDICARE, LIFE & RETIREMENT ADVISOR
MEDICARE EDUCATION, PRODUCT ASSISTANCE, ENROLLMENT
UNDER 65 HEALTH INS.
SHORT TERM HEALTH INS.
ANNUAL DRUG PLAN RESEARCH
GROUP INSURANCE
DENTAL INSURANCE
CANCER/DISEASE INSURANCE
PET INSURANCE
LIFE INSURANCE
NOTARY SERVICES
FIXED & INDEXED ANNUITIES
COMPLIMENTARY CONSULTATIONS
SCHOOL DISTRICT RETIREMENT WORKSHOPS
EMPLOYER SPONSORED RETIREMENT WORKSHOPS
Financial Risk Mitigation is important because it helps to minimize the negative impact of potential risks in your financial portfolio. By identifying and addressing potential risks before they occur, you can reduce likelihood of costly setbacks. This can help to ensure that your plan for retirement stays on track and achieves its objectives.
Health Risk Mitigation refers to the process of identifying, assessing, and taking steps to reduce or eliminate potential health risks and out of pocket exposure.
Healthcare costs increase with age, and seniors can face high medical costs. Here are some ways seniors can try to reduce healthcare costs:
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Use Medicare benefits: Medicare provides insurance for hospital stays, doctor visits, and prescription drugs for almost all people over 65. Seniors can also consider Medicare Savings Programs, Extra Help, and Supplemental Security Income (SSI) if they have low income and meet other requirements.
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Work around deductibles and out-of-pocket maximums
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Price check pharmacies
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Use preventive care
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Re-evaluate Medicare plans annually
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Maintain a healthy lifestyle: Eating healthy and staying active can help seniors spend less on healthcare.
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Contribute to a Health Savings Account (HSA): Contributions to an HSA before turning 65 are tax-deductible, and earnings and withdrawals for healthcare expenses are also tax-free.
All AZIRS clients receive a FREE copy of I've Got It Covered
I've Got It Covered
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ABOUT THE BOOK
“I do believe that it would be incredibly helpful and comforting to have so much essential information at my fingertips when the time comes. The overall feel of I've Got it Covered is compassionate, rather than clinical, and I believe that it has the potential to provide a critical service and peace of mind during an undoubtedly arduous and overwhelming task.”
— Mindy, Reading For Sanity
We do NOT offer every plan in your area.
You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with your plan choices.