Healthcare costs increase with age, and seniors can face high medical costs. Here are some ways seniors can try to reduce healthcare costs:

1. Use Medicare benefits: Medicare provides insurance for hospital stays, doctor visits, and prescription drugs for almost all people over 65. Seniors can also consider Medicare Savings Programs, Extra Help, and Supplemental Security Income (SSI) if they have low income and meet other requirements.

2. Work around deductibles and out-of-pocket maximums

3. Price check pharmacies

4. Use preventive care

5. Re-evaluate Medicare plans annually

6. Maintain a healthy lifestyle: Eating healthy and staying active can help seniors spend less on healthcare.

7. Contribute to a Health Savings Account (HSA): Contributions to an HSA before turning 65 are tax-deductible, and earnings and withdrawals for healthcare expenses are also tax-free.